Automate Compliance. Reduce Risk. Improve Accuracy.

Regulatory Analytics

Simplify compliance processes and enhance operational efficiency ensuring seamless regulatory adherence.

What is Regulatory Analytics

Automate Compliance & Stay Ahead of Regulatory Changes

Regulatory compliance is critical for credit unions, but it shouldn’t be a burden. Rise Analytics’ Regulatory Analytics solution simplifies compliance with automated monitoring, reporting accuracy, and risk assessment tools—ensuring your institution stays ahead of evolving regulations.

Key Features:

CECL & HMDA Compliance

Fair Lending Monitoring

5300 Automation

Regulatory Audit Tracking

One Platform. Trusted Data. Smarter Growth.

Learn how fair lending brings your data together in a single, scalable environment designed specifically for credit unions.

Download The Fair Lending Solutions Overview

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Why Do Credit Unions Need Regulatory Analytics?

Automate Compliance & Stay Ahead of Regulatory Changes

Regulatory compliance is critical for credit unions, but it shouldn’t be a burden. Rise Analytics’ Regulatory Analytics solution simplifies compliance with automated monitoring, reporting accuracy, and risk assessment tools—ensuring your institution stays ahead of evolving regulations.

Key Features:

CECL & HMDA Compliance

Fair Lending Monitoring

5300 Automation

Regulatory Audit Tracking

Smarter Compliance & Risk Management

AI-Powered Insights for Regulatory Compliance

Leverage advanced AI-driven compliance automation to streamline reporting, reduce errors, and ensure adherence to CECL, HMDA, Fair Lending, and 5300 regulations. With real-time monitoring, automated workflows, and predictive risk insights, your credit union can stay ahead of regulatory requirements with confidence and accuracy.

What You Get with Loan Analytics

Automated CECL & HMDA Reporting

Fair Lending Compliance Tracking

Regulatory Risk & Audit Insights

5300 Call Report Automation

Key Benefits

How Regulatory Analytics Simplifies Compliance & Reduces Risk

Get Started Today

01

Automated Compliance Workflows

Reduce manual workload with AI-powered regulatory automation for CECL, HMDA, and Fair Lending compliance.

02

Regulatory Risk & Audit Insights

Gain real-time visibility into compliance risks and ensure adherence to evolving regulations.

03

Enhanced Accuracy & Reporting

Minimize human errors, improve data accuracy, and enhance regulatory reporting efficiency.

04

Cost Savings & Resource Optimization

Lower compliance costs by automating audits, tracking regulatory changes, and optimizing internal resources

“With Trellance [now Rise Analytics] insights, our executives have the tools to make decisions and then measure the result of those decisions down to the dollar level.”

Phil Swift
VP of Data Analytics and BI
Centris Federal Credit Union

“This is certainly my favorite and most data progressive project I have been working on, continuing to get new data incorporated into these types of holistic views will be extremely powerful for CalCoast.”

Kevin Dawson
Digital Marketing Director
California Coast Credit Union

Achieve Seamless Compliance with AI-Powered Analytics

Discover how AI-driven compliance monitoring can help your credit union reduce
risk, improve reporting accuracy, and automate regulatory workflows.

Put Compliance Data to Work

A strategy assessment helps a credit union choose its next analytics investment by making it clearer where its time and budget can make a meaningful difference. At Rise Analytics, we look at your goals, the data you already have and the work your team wants to make easier. The next step may be connecting information across systems, helping employees interpret results or expanding an analysis that supports member needs. We work through those possibilities with you, helping your credit union build on its existing investment and move forward with a practical direction.

A credit union can start planning its data strategy by exploring what it can do with the data it already has. A strategy assessment reviews that information, the institution’s goals and its staff capabilities. At Rise Analytics, we help reveal opportunities within existing data, from understanding product usage to simplifying a recurring report, then connect those findings with practical next steps. Our Professional Services provides assessments and guidance, while Essential Analytics offers dashboards, predictive tools and hands-on onboarding for credit unions early in their journey. We can explore the approach that gives your team a manageable starting point and room to grow.

A credit union builds a useful data roadmap by turning its goals into a manageable sequence of steps for using the data it already has. The roadmap explains what to work on first, what needs to be in place and how the team will recognize progress. At Rise Analytics, we help uncover opportunities in your information and work with you to prioritize them. We bring guidance on connecting data, developing reporting and building staff skills, so the plan covers both the analysis and the people who will use it. As your needs evolve, we help you explore the next step.

Agree on a baseline and a measurable outcome before work starts. Depending on the project, useful measures include reporting hours saved, adoption by staff, fewer reconciliation issues, or results from a defined member campaign. Assign an owner and a review date so the team can assess progress and decide what to improve next.

A credit union should monitor fair lending between examinations because pricing, policies and borrower outcomes continue to change after an exam ends. Regular analysis gives leaders time to investigate concerns and make improvements while reinforcing fair member treatment. Rise Analytics’ Fair Lending solution reviews data for potential disparate treatment, redlining and disparate impact, including issues involving employees or third parties. We can help your institution use those findings to guide investigation and documentation, making the analysis useful for ongoing lending decisions as well as examination preparation. Make fair lending an ongoing priority.

A credit union can identify potential disparate treatment in lending decisions by comparing borrower outcomes and reviewing the reasons recorded for approvals, denials and pricing. Look for differences that credit history, income or other legitimate lending factors do not explain, along with notes indicating that a prohibited characteristic influenced a decision. This connects a difference in treatment to the evidence behind it. Rise Analytics’ Fair Lending solution analyzes lending data for potential concerns, including review for documented consideration of prohibited factors. We can help your institution identify the decisions that warrant closer investigation.

Mapping a credit union’s loan portfolio helps evaluate potential redlining by revealing areas where access to credit may differ across communities, including those with protected populations. Overall lending growth can conceal neighborhoods that remain underserved. Rise Analytics’ Fair Lending solution assigns geographic locations to loans and maps them against underserved ZIP codes. Your institution can use those patterns to investigate how outreach, branch access and lending practices affect its geographic reach. We can interpret the findings with your credit union and identify where a closer review of credit access is warranted.

Regulatory audit tracking supports follow-through after a compliance review by giving a credit union a record it can revisit to assess how findings were addressed. Your staff can compare the original concern with the documented response, identify work that still needs attention and determine whether further review is appropriate. That turns the review into an ongoing improvement process rather than a one-time report. Rise Analytics includes Regulatory Audit Tracking and regulatory risk insights within Regulatory Analytics. We can discuss how those capabilities fit your institution’s process for reviewing findings and documenting its response.

Regulatory analytics helps credit unions stay ahead of changing compliance requirements by making it easier to evaluate whether their data, reporting and monitoring practices support an updated requirement. Once your institution identifies a change, compare what it must report or demonstrate with the information and analysis available today. That reveals gaps to address before the next filing or review. Rise Analytics’ Regulatory Analytics brings reporting automation, compliance monitoring and risk insights to that preparation. We can assess your analytical needs and discuss how our capabilities support a more proactive response.

Analytics can organize reporting information and highlight patterns that deserve investigation. Your credit union’s compliance and legal teams still need to interpret requirements, review findings and determine the appropriate response. Define the responsibilities for data validation, interpretation, documentation and final approval before adopting a new workflow.